How does it work?

Think of it like a credit card – but better.

You're given an available credit limit, just like a credit card. So you can pay for whatever you like, simply by swiping your card. (Just make sure your card is activated and that you have a PIN.)

You can also use your card to take advantage of special finance promotions for those more expensive items. Nearly 3,000 retailers around New Zealand welcome the card.

• Grab a great deal
• Treat it like a credit card
• You can even get cash out